Level Three Labs Websites – Terms of Use and Subscription Agreement

IMPORTANT NOTICE: These Terms include a binding arbitration agreement and class action waiver that affect your legal rights. Please review Section 12 (Dispute Resolution) carefully.

Please read these Terms carefully.

Welcome to Level Three Labs, including Jewish Insider, eJewishPhilanthropy, and The Circuit (“we,” “us,” or “our”). These Terms of Use and Subscription Agreement (“Terms”) govern your access to and use of our websites, mobile applications, and subscription services (collectively, the “Services”).

By accessing or using the Services, you agree to these Terms.

1. Acceptance of Terms

By accessing or using the Services, or by creating an account, you agree to be bound by these Terms and our Privacy Policy.

If you do not agree, you may not use the Services.

2. Changes to Terms

We may update these Terms from time to time. Your continued use of the Services after changes are posted constitutes your acceptance of the updated Terms.

3. Accounts and Registration

To access certain features, you may be required to create an account.

You agree to:

• Provide accurate and complete information
• Maintain and promptly update your account information
• Keep your login credentials secure

You are responsible for all activity that occurs under your account.

You must notify us immediately of any unauthorized use or security breach.

We are not liable for any loss resulting from unauthorized use of your account.

4. Single Sign-On (SSO)

We may allow you to register or log in using third-party authentication providers such as Apple or Google.

When you use these services, we may receive certain information (such as your name and email address) based on your settings with those providers.

Your use of third-party authentication services is governed by their respective terms and policies. We are not responsible for their operation or security.

5. Subscriptions and Billing

a. Subscription Plans
Certain features or content may require a paid subscription.

b. Billing
All subscriptions are managed directly through your account on our website. We do not process subscriptions through mobile app stores.

Payments are processed through authorized third-party payment providers.

You authorize us to charge your selected payment method for all applicable fees.

c. Automatic Renewal
Subscriptions automatically renew unless canceled prior to the renewal date.

d. Cancellation
You may cancel your subscription at any time through your account settings. No refunds will be provided for unused portions unless required by law.

6. Communications and Email

By creating an account, subscribing, or signing in using a third-party provider, you agree to receive communications from us, including newsletters, service-related messages, and promotional emails.

You may unsubscribe from marketing communications at any time by following the unsubscribe link in those emails.

7. Content and Intellectual Property

All content on the Services, including text, graphics, logos, images, and software, is owned by Level Three Labs or its licensors and is protected by applicable laws.

You may not copy, reproduce, distribute, or create derivative works without prior written consent.

8. User Content

If you submit content (including comments, tips, or other materials), you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, publish, and distribute that content.

You represent that you have all necessary rights to submit such content and that it does not violate any laws or third-party rights.

9. Acceptable Use

You agree not to:

• Use the Services for unlawful purposes
• Attempt unauthorized access to systems or accounts
• Interfere with or disrupt the Services
• Upload or transmit malicious code
• Engage in scraping, data mining, or automated access without permission

10. Account Termination

We reserve the right to suspend or terminate your account or access to the Services at any time, with or without notice, if we believe you have violated these Terms or pose a risk to our Services or users.

11. Privacy

Your use of the Services is also governed by our Privacy Policy, which describes how we collect, use, and share information.

12. Dispute Resolution; Arbitration Agreement

Any dispute, claim, or controversy arising out of or relating to these Terms or the Services will be resolved by binding arbitration, except where prohibited by law.

Arbitration will be conducted on an individual basis. Class actions and class arbitrations are not permitted.

You and Level Three Labs agree to waive any right to a jury trial.

This arbitration agreement does not apply to:

• Claims that may be brought in small claims court
• Intellectual property disputes

13. Indemnification

You agree to indemnify and hold harmless Level Three Labs and its affiliates from any claims, damages, or expenses arising from your use of the Services or violation of these Terms.

14. Disclaimer

The Services are provided “as is” and “as available” without warranties of any kind.

15. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any indirect, incidental, consequential, or punitive damages, or any loss of profits, revenues, data, or goodwill.

16. Third-Party Services and Links

The Services may include links to third-party websites or services. We are not responsible for their content or practices.

17. Copyright Complaints

If you believe that content on the Services infringes your copyright, please contact us at [email protected] with sufficient detail.

18. Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to conflict of law principles.

19. Contact

If you have any questions about these Terms, please contact us at:

[email protected]